PERSONAL LOANS FOR HOMEOWNERS
IN CALIFORNIA
$25,000 to $200,000
Financial Flexibility for Homeowners: Get the Funds You Need
Less-than-good credit borrowers are welcome!
Access funds for home projects, debt consolidation, and more.
Apply in minutes and get cash the next business day.*
Find out if you're approved in minutes.**
Funds deposited directly into your bank account.
APR can range between 14.11% to 35.99% for qualified customers.†
Turned down for a Refinance or HELOC due to Credit Score? A personal loan might be your perfect solution.
As a homeowner, unexpected expenses and exciting opportunities arise. Unlike refinancing or HELOCs, personal loans offer quicker access to funds and may be more accessible with varying credit profiles.
A personal loan could provide the financial flexibility you need to:
- Boost Home Value: Fund essential repairs, renovations, or upgrades.
- Consolidate High-Interest Debt: Simplify payments and potentially save money.
- Cover Unexpected Emergencies: Handle unforeseen expenses without draining your savings.
- Seize Investment Opportunities: Secure funds for property investments or other ventures.
- Improve Your Credit Score: Responsible loan management can positively impact your creditworthiness.
Why Some Homeowners Opt for a Personal Loan
- Faster Funding: Receive funds quickly compared to other loan options.
- Flexible Use: Use the loan for various purposes, from home improvements to debt consolidation.
- Potential Credit Improvement: On-time payments can boost your credit score.
- Fixed Interest Rates: Predictable monthly payments make budgeting easier.
- No Collateral Required (Unsecured): Your home is not used as collateral.
Get the funding you need today. See if you qualify for a personal loan.
How It Works

Step 2: Verification
- Bank Statement
- Proof of Income
- Valid form of ID
(You must be 18 or older)

Step 3: Approved
Our unsecured personal loans are quick! The funds will be deposited directly into your bank account. This makes it simple and convenient. The steps are painless and as easy as 1-2-Money!
Representative Example (Qualified Customers)†
A representative example of payment terms for an unsecured Personal Loan is as follows: a borrower receives a loan of $25,000 for a term of 360 months, with an interest rate of 19.95% and an origination fee of $2,500, for an APR of 22.20%. In this example, the borrower would receive $22,500 and would make 360 monthly payments of $416.73.